The Pros and Cons of Private Health Insurance

Vamos começar com os profissionais.

Cobre despesas médicas
Uma apólice de seguro de saúde privada cobre certas despesas médicas que o sistema público de saúde ou o Medicare não cobre.

It covers (some) hospital expenses
In the event that you'll require hospitalization, a private insurance policy could cover some of your expenses, and you'll be treated like a private patient.

And now for the cons - and there's a big one:

The cost
This will be a real problem if you're already in poor health and don't have any kind of group coverage. Usually, individual health insurance policies can cost around a few 100s of dollars a month.